Unlike a homeowners policy, renters insurance only covers your belongings, not the physical structure of the building you live in. As with most insurance, policyholders pay a monthly or annual premium and file claims when they experience a covered loss. After you meet your deductible, you're ...
Cherise Threewitt is a features editor at U.S. News who has written expert content about homeowners, renters, life, and car insurance. She has more than 15 years of experience covering all angles of the auto industry. Read more Sarah Li Cain ...
Homeowners who have gone a certain number of years without filing an insurance claim may receive a discount. Maintaining a clean claims history signals to insurers that you are a lower risk, which can lead to lower premiums. How Can You Reduce Your Home Insurance Costs? Lowering your home ins...
To find the cheapest home insurance companies, Bankrate’s insurance editorial team started by obtaining January 2025 premium information for the largest homeowners insurance companies by market share from Quadrant Information Services. Because we know that many people want to find not just the cheapest...
Insurance Reviewer Cynthia Burleson is Director of the Center for Insurance and Risk Management and a lecturer at the University of Central Arkansas. Burleson earned a master’s degree in business administration and holds the AIDA, CRM, CPCU, CIC, ACP, and ACSR designations. ...
But this will raise your annual premium, so this is best for homeowners interested in spending a set amount each month with no fluctuations from repair visits. Many of Elite’s policies can save you money, such as their commitment to pay for the use of cranes, disposal of covered parts ...
Bundling discount:If you have more than one policy with a single company, you're likely to see savings. Bundles with auto and homeowners or renters insurance tend to yield the most savings, but there may also be savings if you have multiple cars insured on your policy. You might see this...
The cheapest car insurance companies in Florida Sunshine State drivers tend to have to budget more for auto insurance than drivers in many other states. The average cost of minimum coverage in Florida is $1,121 per year, while full coverage averages $4,143, 58 percent more than thenational...
Insurance Producerand MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, includingCNBC,NBC Newsand...