Both credit and insurance enable households to respond to emergency events in ways other than saving, and so could boost consumption. Considering these factors, some external analysts forecast that China's household saving rate will fall by half or more ...
the warm influence of the Gulf Stream, resulting in average temperatures ranging from the mid-60s°F (18-20°C) in winter to the mid-80s°F (27-30°C) in summer. Additionally, the islands boast an average of over 300 days of sunshine annually, making it an ideal year-round ...
Over time, the brain adapts to the presence of nicotine and becomes dependent on it to function. The problem with nicotine dependency lies in its harmful effects on health. Tobacco use, driven by nicotine addiction, is a leading cause of preventable diseases such as lung cancer, heart disease...