Excess and Co-Payment:Like many other forms of insurance, you may need to pay an excess, which is a fixed amount you contribute towards the claim. For older pets or more comprehensive policies, a co-payment may also be required, meaning you cover a percentage of the remaining costs after...
Some more expensive home contents insurance policies may include it as an optional extra, but there will still be exclusions, including not leaving your pets alone at home, damage by puppies or kittens, and damage by certain breeds of dog. Indemnity cover: The cheapest contents insurance may ...