Cheapest Life Insurance for Smokers Because smoking is hazardous to your health, you’re likely to pay more for life insurance if you smoke. Age, gender, overall health, and smoking frequency also play a role. The following table shows a range of possible premiums for female and male smokers...
Tobacco smokers die about 10 years earlier than nonsmokers and are charged as much as double for the same policy, according to the UCSF Department of Social and Behavioral Sciences. Depending on the provider, you could be considered a smoker if you use cigarettes, chew tobacco, vapes, nicotine...
When it comes to finding life insurance coverage that fits your needs and your budget, cheap life insurance is the way to go. If you’re in decent health, finding an affordable term life insurance policy should be a breeze. The internet has made it possible to shop around and compare chea...
*Based on £150,000 of level-term cover for 25 years for a 30-year-old non-smoking male with no pre-existing medical conditions (March 2023). The life insurance comparison service is provided by Direct Life & Pension Services Ltd who are authorised and regulated by the Financial Conduct ...
CHEAP life insurance could be nearing an end after Britain's biggest life insurer signalled that it is putting up prices.Rates have come down dramatically over the past decade, with the cost of cover for nonsmokers falling by up to 40 per cent.And though average premiums have increased over...
� Wouldn�t it be nice if there was a way to reduce the risk associated with tobacco use among that hard-core group of smokers? Guess what � there is, but our over-controlling government doesn�t want anyone to know about it. � Full disclosure here: I was a smoker for thi...
Many smokers want to quit, and with good reason. Reducing tobacco use is crucial for improving health and well-being. The process of quitting is not easy, but there are proven ways to achieve your goal. Continue reading for a helpful guide to reducing your tobacco use and cigarette dependenc...