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There are numerous advantages to starting an LLC (Limited Liability Corporation). An LLC offers the same degree of protection as a company, but without requiring compliance with record keeping or mandatory board meetings. LLCs seem to be common, especially when a new business is choosing a legal...
Jennifer Mesce is a former staff insurance editor at U.S. News & World Report. She has over 10 years of writing and editing experience, with almost two years in the insurance industry. Mesce's work helped readers navigate complex insurance topics and make informed decisions. ...
Consider Liability-coverage Limits As we showed you in the section above, there’s a pretty wide range of prices when you keep to the minimum insurance coverages allowed by your state. If you’ve got the cash to cover any unforeseen accidents, you can drop your coverage to the state minim...
This will protect you from personal liability in case of lawsuits or debts. If you're a freelancer or sole proprietor, you don't legally need a business checking account. You could technically use your personal bank account. But separating finances will make your life easier. Here are some ...
Average Quotes: Liability Only ▲▼ Best For ▲▼ Liberty Mutual 7.7 $245 $138 Bundling Travelers 9.0 $76 N/A Discounts Midvale Home & Auto 3.2 $129 $69 Cheap rates Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimate...
Note that drivers with six or more violation points on their record within the past five years need liability insurance regardless of where they live. Even if car insurance isn’t required for you, it’s usually a wise purchase. After all, if you cause a crash and don’t have coverage,...
Cynthia Burleson is Director of the Center for Insurance and Risk Management and a lecturer at the University of Central Arkansas. Burleson earned a master’s degree in business administration and holds the AIDA, CRM, CPCU, CIC, ACP, and ACSR designations. ...
How Do I Find Cheap Liability Car Insurance? Both Texas and Oklahoma law require you to carry state minimum liability auto insurance. Texas requires limits of 30,000/60,000/25,000. Oklahoma requires limits of 25,000/50,000/25,000. We offer state minimum liability insurance at a very affor...