If your income is above the requirement for a Chapter 7 bankruptcy, then you should consider Chapter 13 bankruptcy instead. This is especially true if you have enough disposable monthly income to make payments towards your debts, even if they aren’t quite hitting the minimums. If you have b...
Chapter 13 Bankruptcy: A Court Approved Repayment Plan If you cannot qualify for a Chapter 7, you still have the option for filing a Chapter 13 bankruptcy repayment plan. A Chapter 13 usually occurs when you either earn too much income, or have too much equity in your non-exempt assets li...
Whether you are filing chapter 7 or 13, it is important to have a bankruptcy attorney like Pleva Law of Huntsville on your side.
Collier, Christina M.Guinn, Robert E.Sevin, Suzanne K.Journal of Forensic Studies in Accounting & Business
Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy Advantages of a Chapter 13 Bankruptcy Filing Chapter 13 allows debtors an advantage that Chapter 7 bankruptcy does not – they have the opportunity to save their home from foreclosure. Through a Chapter 13 bankruptcy filing, they can avoid foreclosure...
Struggling with debt? Sims Bankruptcy Law, PLLC offers Chapter 7, Chapter 13, and debt relief solutions. Call today for a free consultation!
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At our law firm, bankruptcy is all we do. We have helped home builders and small businesses in Gallatin, Portland, Hendersonville, Lebanon and the surrounding area. We have helped school teachers file for Chapter 7 bankruptcy. We have helped building contractors file for Chapter 13 bankruptcy. ...
While Chapter 7 involves liquidating non-exempt assets, debtors can keep certain exempt assets which vary by state. These exemptions ensure that debtors can maintain a basic standard of living post-bankruptcy. Plus, unlike Chapter 13 bankruptcy which requires a repayment plan, Chapter 7 does not i...
Chapter 13 gives filers who make too much money to be considered for Chapter 7an easier alternative to Chapter 11. Filing for Chapter 13 bankruptcy may also protect anyco-signersof the debtor's loans from being held responsible for them.1 ...