Chapter 7 bankruptcy is designed to give debtors a “fresh start” in their financial life. At theend of the process, all qualifying debts are discharged, which means you will never have to pay them. Filing a bankruptcy petition is complicated and time consuming and not all debts are discharg...
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An individual’s eligibility to file Chapter 7 is determined by themeans testinstituted with the 2005 amendments to the bankruptcy code. Some high earners may not qualify for Chapter 7 if their debts are primarily consumer debts. With the help of experienced bankruptcy lawyers, most people who w...
The Bankruptcy Process Discharge Before you can file any bankruptcy case, you must complete a credit counseling course. Most people prefer to take the class online, but we can provide you with vendors who offer the class in person or by phone if you prefer to go that route. We literally ...
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A CHAPTER 7 BANKRUPTCY CAN GIVE YOU PEACE OF MIND AND A NEW BEGINNING NOW ! Are you lying awake at night wondering how did you get you and your family into this mess?Asking yourself, will I ever be able to live a normal life and have my freedom back?The answer is YES, you can so...
Chapter 7 bankruptcy eliminates most debts through the liquidation of assets. It's the most common type of bankruptcy filing in the U.S. You're permitted to keep certain "exempt property" so you're not stripped of everything you need to live. ...
Many people who file a Chapter 7 bankruptcy are able to keep all of their property, including their homes. If you own a house but have built up little or no equity (that is, you owe nearly as much as the home is worth), you may be able to wipe out your other debts while continui...
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Chapter 7 bankruptcy is a legal process where a debtor's non-exempt assets are liquidated to pay off creditors. This type of bankruptcy allows individuals or businesses to discharge most of their debts, providing a fresh start. However, it may require the forfeiture of certain assets to satisfy...