If you change your gender on your driver’s license, it’s important to understand how it might impact your car insurance policy.In most states, gender is used as a car insurance rating factor, which means changing your gender could impact your premium. The only states that prohibit ...
at first blush, to be a match made in heaven. Surplus lines insurance companies that are eligible to write insurance on a non-admitted, surplus lines basis are not subject to the insurance premium rate, policy form filing and approval standards of the states and, as such, enjoy substa...
Chris Cheatham:One thing that happened during the pandemic, right in the middle of the InsurTech boom, was that customers really expected to be able to do everything digitally. In commercial insurance, we are seeing a lot more people wanting to shop for commercial insurance online, start the ...
to improve regulations, policies, and guidelines so that they are clearer and most likely to lead to the intended results. in cases where there is a real choice to be made between one policy and another, it can also help regulators gain an accurate and balanced appreciation of the citizen...
Motorists said they were now regularly checking their tyre pressure and sticking to the speed limits and the organisation's research also found people were making fewer journeys by car and opting to cycle or use public transport instead. Tim Shallcross, IAM's head of technical policy and advice...
For example, the Tokyo Metropolitan Government (TMG) formulated the “Urban Heat Island Countermeasures Policy” in 2003, which outlines the countermeasures from three perspectives: promotion of countermeasures initiated by TMG; promotion of countermeasures in cooperation with the private sector; and pro...
Many electric utilities have special tariffs and rate structures for electric vehicle owners designed to incentivize reduced charging during times of peak power demand and avoid strain on power infrastructure. This control could evolve to be more dynamic, with com- munications between EVs in the ...
which can be retrieved in the event of a disaster. The list may be printed, or stored on a USB stick. Even if you don’t have a safe, you probably have a secure location in your house where you keep a copy of your mortgage, insurance policy, and other important documents that the ...
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High oil prices continue to affect consumer behavior, and concerns about climate change and reliance on oil are likely to increasingly shape policy. Exposure to Global Sustainability Megaforces Highly exposed to: Climate Change; Energy & Fuel; Population Growth; Wealth; Urbanization;...