Denise Garth:There are new risks and combinations of risks that are shifting the need for insurance. It’s not just about the property being close to a fire hydrant, or customers in a fire zone. There are so many other elements to take into consideration, with a layering of multiple diffe...
2 Inflation, which peaked at more than 9% in mid-2022, now stands at 2.7%.3 The Fed, as it considers its monetary policy, is trying to find a sweet spot, driving inflation lower without slowing the economy to the point that it causes a recession. So far, the Fed has achieved this...
As regions exit the most critical crisis period, a “new normal” will set in. However, the lasting impact on the population and economy will be dramatic, affecting the demand for insurance for years to come. While taking that into account, carriers will at some point be...
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Despite a tightening in mortgage insurance rules, mortgage demand remained reasonably brisk, but consumer credit slowed markedly after running well above income gains in the prior few years, a trend that pushed debt loads, but not the cost of servicing that debt, to a new high as a share of...
For example: Banking, wealth management, and insurance are some of the areas poised for dramatic change by using cognitive and AI solutions from IBM Watson Financial Services. Watson Health provides technology and expertise to empower leaders, advocates and influencers in health to accelerate ...
some countries have responded to this challenge by investing in robots themselves. The Czech Republic, Slovakia and Slovenia (which have large foreign-owned auto sectors) now have more robots per 10,000 workers than the US or France. And the strategy seems to be working: they remain an attrac...
127.In-Vehicle Usage– Monitoring driving habits like speed, sudden acceleration, and pushing hard on the brakes for insurance underwriting. 128.GeoFencing– Immobilizing cross-border travel with geofencing (virtual barriers) – perfect for car sharing and rental programs. (To Geofence or not) ...
some countries have responded to this challenge by investing in robots themselves. The Czech Republic, Slovakia and Slovenia (which have large foreign-owned auto sectors) now have more robots per 10,000 workers than the US or France. And the strategy seems to be working: they remain an attrac...