On page two, you will write a short paragraph describing what you think would be a fair resolution to the problem. Page three requires you to submit your full name, mailing address, and email address. Page four asks for the name on your account, your credit card number, and the name of...
The CFPB's investigation is in response to the increasing number of reports from organizations, such as the National Consumer Law Center (NCLC), condemn... Christopher,Barron - 《University of Baltimore Journal of Land & Development》 被引量: 0发表: 2016年 Privacy Act of 1974; Implementation ...
Lisa Shields, CEO and founder of FI.SPAN, a company that helps banks set up data-sharing arrangements, offered one reason why banks might be careful about choosing data-sharing partners: the potential for customer service fiascoes. If a bank has a deal with Intuit, for example, and a mutu...
On the banking side, the steady consolidation of the banking sector has resulted in a small number of very large banks holding most deposits and thus most financial data. Behind the scenes, a variety of financial data clearinghouses—companies most of us have never heard of—get breached all ...
This is a conservative estimate of the number of consumers the CFPB could be pushing out of the well-regulated banking system into other types of products, like payday, pawn, and auto title loans, when they need to make ends meet. As the CFPB moves forward with its...
3, the LDA algorithm requires inputs for two specific hyperparameters, α and η, and the number of topics K. The Discussion The results demonstrate the utility of topic modeling for the CFPB consumer complaints. The proposed approach using LDA created coherent and semantically meaningful topics...
The CFPB has revoked or scaled back a number of Trump administration policies. And the bureau is staffing up as it prepares to take a more active role in regulation and enforcement, as it did during the Obama administration. Banks and consumer groups have also raised concerns about tech...
"For decades, people had nowhere to publicize their bad interactions with credit bureaus, mortgage companies and debt collectors," David Rossini, chair of PIRG's consumer protection program, said in a news release. "The ever-growing number of complaints filed with the CFPB show that the Bureau...
Yesterday’s announcement is a clear indication that the CFPB is now recognizing that millions of consumers take out personal loans online. The announcement and Consumer Bulletin will increase consumer awareness of CFPB regulation of the industry, and correspondingly increase the number of complaints rec...
Finally, the CFPB suggests that consumers “expect to be protected from fraud and payments made in error, for their data and privacy to be protected and not shared without their consent, to have responsive customer service, and to be treated equally under relevant law.” In a ...