Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ...
At present, CD rates are elevated across both short-term and long-term options. While APYs are not the sole factor to weigh when selecting a financial institution for your CD, staying informed about the highest available rates can guide you toward making a well-informed decision. Today's top...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ke...
When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn.
Open the drawers below to see examples of top rates by term length. Rates are updated daily, however, you should always refer to the institution itself for the most accurate information. Best 1-month CD rates The highest 1-month CD rate today is 3.67% from Merchants Bank of Indiana. Best...
up your full investment into one long-term CD. The result of CD laddering is access to a portion of your investment at regular, timed intervals. Learnhow to build a CD ladderthat helps you lock in today's highest rates while enjoying roll...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ...
Today’s CD rates by term3-month CD ratesIf you’re looking for high returns and flexibility, a 3-month CD might be right for you. The current average for a 3-month CD is 1.34%, and the highest available rate is 5.30%. Last week, the average 3-month CD interest rate was 1.34%,...
To view the top 15–20 nationwide rates in any term, click on the desired term length in the left column above. Multi-Year CDs Will Guarantee Your Rate Longer Among CDs that will lock your rate into 2026, the highest APY you can earn is 4.65%. That's available for 15 mon...
You have a new nation-leading option today, which pays 5.60% APY for a 24-month term. Offered byNewtek Bank, it's the highest nationally available 2-year rate we've seen since the Federal Reserve began raising rates in 2022. If you're okay with a shorter rate lock, the industry-leadi...