You could earn substantial interest by depositing a larger lump sum now while rates are still on the high side. Historical CD rates In the early 1980s, CD rates soared into double digits, starkly contrasting today's rates. By 2019, however, the APY for a five-year CD was just above ...
When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn.
Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are above 4%.
Term 1 year - 5 years Why Citizens Access? Citizens Access offers six terms of CDs that all require at least a $5,000 deposit. Citizens’ CD terms range from one-year to five-years. Pros and cons Rate history for Citizens Access's CD accounts Current Citizens Access CD Rates Bank...
First Internet Bank, known simply as First IB, has some of the best shorter-term CD yields in the business. That makes it a great place to park your money for a year or less. Rates on shortish CDs range from 3.72% APY on the three-month CD to 4.42% APY on the 12-month CD. ...
Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.
Best 1-year CD rates The highesttoday is 4.90% from Rising Bank. Best 18-month CD rates The highesttoday is 4.30% from Popular Direct. Best 2-year CD rates The highesttoday is 4.29% from First National Bank of America. Best 3-year CD rates ...
The national average interest rate for 5-year CDs is 1.59%, which is the same as last week’s rate.The highest rate for a 5-year CD today is 4.46% and would earn about $6,091.99 in interest with a $25,000 deposit.Here are the top 5-year CD rates we’re tracking:...
a few hundred dollars, depending on the interest rate. For example, with an APY of 4.55%, you'd get $455 in interest after one year. CD rates can change, so locking in a high interest rate today could guarantee you the maximum earnings, especially if CD rates drop by next year. ...
Today's Best CDs Still Promise Remarkable Returns It's true that CD rates are no longer at their peak. But despite the pullback, they're still paying historically high returns. October brought us a top nationwide rate of 6.50%—for just a few days—while today the le...