CD rates today: earn up to 4.75% CD rates news 2024 The Federal Reserve's recent decision to cut interest rates for the second consecutive time has had a significant impact on CD rates. On November 7, 2024, the Fed lowered its benchmark rate by another 0.25 percentage points, bringing ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up to 4.52% with low or no minimums at ...
Also keep in mind that snagging the absolutehighestAPY isn't the only way to win with today's CDs. Since CD rates could fall quite substantially in 2024 and 2025, locking in a long-term rate now—before rates move lower—can be a smart move. Other Big Banks That Pay At...
It's true that CD rates are no longer at their peak. But despite the pullback, the best CDs still offer a stellar return. Last October saw the best CD rates push above 6%, while today the leading rate is down to 5.50%. A total of four nationwide CDs still offer rates o...
Today’s CD rates by term3-month CD ratesIf you’re looking for high returns and flexibility, a 3-month CD might be right for you. The current average for a 3-month CD is 1.34%, and the highest available rate is 5.30%. Last week, the average 3-month CD interest rate was 1.34%,...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ke...
The highest 1-month CD rate today is 3.67% from Merchants Bank of Indiana. Best 3-month CD rates The highest 3-month CD rate today is 4.65% from Bask Bank. Best 6-month CD rates The highest 6-month CD rate today is 4.95% from Regent Bank. Best 9-month CD rates The highest 9-mo...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ...
If you’re looking for a personal CD, Santander Bank offers two CDs with competitive rates, but both are short-term options. Santander Bank CDAPY 6-month CD 4.50% 1-year CD 4.00%*Rates accurate as of Oct. 18, 2024. Santander’s website says you can speak to a banker to find out ...
You have a new nation-leading option today, which pays 5.60% APY for a 24-month term. Offered byNewtek Bank, it's the highest nationally available 2-year rate we've seen since the Federal Reserve began raising rates in 2022. If you're okay with a shorter rate lock, the industry-leadi...