Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
Best Jumbo CD Rates INOVA Federal Credit Union – 4.65% APY (5 months) & 4.60% APY (6 months) Minimum deposit:$200 Early withdrawal penalty:3 months of interest Overview:Anyone can join INOVA with a $5 donation to the nonprofit Tru Direction or Elkhart River Restoration. INOVA was establis...
The best CD rates are above 4%. Top offers include: Bask Bank, 3-month CD: 4.50% APY. NBKC, 7-month CD: 4.50% APY. Service Credit Union, 6-month CD: 4.50% APY. Bread Savings, 6-month CD: 4.50% APY. LendingClub, 10-month CD: 4.50% APY. Marcus by Goldman Sachs, 14-month...
The best CD rates today rival those of high-yield savings — and you can lock yours in. Updated Fri, Apr 11 2025 11:23 AM EDT Elizabeth Gravier Compare the best CDs Bank or Credit UnionCD TermsMinimum Deposit Alliant Credit Union3 months to 5 years$1,000 ...
Looking for the best CD Rates (Certificate of Deposit)? Review the Top High Yield Certificate of Deposit rates. Compare the Best CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
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The best 1-year CD rate right now is 4.60% APY from Abound Credit Union and Vibrant Credit Union—more than 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of March 28, 2025. ...
Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set period of time. Currently, the best CD rates still earn above 4 percent APY. The top rate tracked...
Interest rates are the rates at which interest grows for CDs. While this is similar to APY, there’s one key differentiator. Whereas APY reflects the total amount of interest you’ll earn on money in a CD account over a specific period, the interest rate is the rate earned on the origin...
Update 10/30/24: We’ve updated our list with the top rates for 9 month terms. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to ...