Currently, the best CD rates still earn above 4 percent APY. The top rate tracked by Bankrate is offered by Bask Bank for a 3-month term and is just under three times higher than the national average of 1.82 percent on a one-year CD. Read more Current CD trends Bankrate Partner ...
All offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of rising rates during the CD term or providing greater-than-usual flexibility around withdrawals. The best overall offers the best all-around value in our esti...
of 4.25%–4.50%, its lowest range since February 2023. Committee members indicated that they expect only two rate cuts in 2025, down from a previous projection of four. CD rates closely follow the fed funds rate, which means CD rates are expected to come down as the Fed lowers rates.12...
All rates are subject to change. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal fee will reduce earnings.If you would like more current rate and yield information, please call 1-877-698-3278. This Web site is for marketing purposes and is no...
Min. balance for APY Offer details View offer Promoted offer: Explore more savings options SavingsMoney marketInvestingBanking Daily CD rates articles Top CD Rates Today: February 4, 2025 | 4.50% Is Now The Highest APY On Any CD Explore the top CD rates today and learn how economic trends ...
See thebest CD ratestoday before choosing the CD that is best for you. Chase Bank CDs: Key Features APY RangeStandard rate: 0.01%; Relationship rates: 0.02%–5.00% Minimum Deposit$1,000 Term Range1–120 months Early Withdrawal Penalty90 days of interest for terms less than 6 months; 180...
Rates and fees Along with the one-time $5 membership fee, you'll also need to deposit at least $500 into the CD and a maximum of $3,000, but there are no monthly maintenance fee requirements. You can't withdraw your money early or add any additional money to the CD after you've ...
Best CD rates of February 2025 Alliant Credit Union: Earn up to 4.25% APY Ally Bank®: Earn up to 4.05% APY Barclays®: Earn up to 4.10% APY BMO Alto: Earn up to 4.10% APY Bread Savings™: Earn up to 4.50% APY LendingClub: Earn up to 4.25% APY Marcus by Goldman Sachs®...
Despite the unusual name, the bank has a lineup of online CD rates worth considering. Terms range from three months to five years. The $1,500 minimum balance is somewhat high among online banks. Fees: No monthly or opening fees, which is stan...
CDs have a typical minimum balance or opening requirement that’s often around $1,000, but it can range from $0 to $10,000. There are jumbo CDs with minimums traditionally around $100,000, though these CDs don’t necessarily have the best rates in the industry. The minimum is more lik...