The best 1-year CD rates The best 3-year CD rates The best 5-year CD rates Our methodology To determine which certificates of deposit (CDs) offer the best return on your money, CNBC Select analyzed dozens of CD accounts offered by online and brick-and-mortar banks, including large credit...
Best 4-Year CD Rates Best 5-Year CD Rates Best Jumbo CD Rates Nuvision Credit Union – 5.50% APY* (8 months) Minimum deposit:$1,000 Early withdrawal penalty:3 months of interest Overview:Nuvision was established in 1935 as the credit union of Douglas Aircraft, and is headquartered in Hu...
Best 1-Year CD Rates Alabama Credit Union–4.57% APY Tampa Bay Federal Credit Union–4.50% APY Credit Human–4.50% APY Securityplus Federal Credit Union–4.50% APY PonceBankDirect–4.50% APY Colorado Federal Savings Bank–4.50% APY Popular Direct–4.50% APY ...
Best 5-year CD rates Best for high APY: BMO Alto - 4.50% APY Best for long CD term options: First National Bank of America (FNBA) - 4.50% APY Best for no minimum deposit: Synchrony Bank - 4.00% APY Best for a large deposit: Popular Direct - 4.40% APY Best from a credit union:...
Here are examples of CD rates by CD term, according to the FDIC’s national deposit rates as of August 23, 2023. CD term APY 6-month CD 1.34% 1-year CD 1.76% 2-year CD 1.50% 3-year CD 1.40% 4-year CD 1.34% 5-year CD 1.41% How to pick the right CD account for...
First Internet Bank, known simply as First IB, has some of the best shorter-term CD yields in the business. That makes it a great place to park your money for a year or less. Rates on shortish CDs range from 3.72% APY on the three-month CD to 4.42% APY on the 12-month CD. ...
While the national average rate for 5-year CDs currently stands at 1.37%, many financial institutions are still offering more competitive rates. Top 5-year CDs feature APYs of around 4%, and some 1-year CDs are even offering APYs close to 5%. However, these higher rates are not expected ...
Best 1-Year CD rates AccountAPYMin Deposit Prime Alliance Bank 4.45% $500 Colorado Federal Savings Bank 4.45% $5,000 NexBank 4.32% $25,000 Mountain America Credit Union 4.25% $500 Limelight Bank 4.25% $1,000 Bask Bank 4.25% $1,000 Northpointe Bank 4.25% $25,000 CIBC Bank USA 4.21...
1 year 4.10% $0 13 months 4.00% $0 14 months 3.80% $0 15 months 3.80% $0 16 months 3.80% $0 18 months 3.90% $0 19 months 3.75% $0 See More Current promotional CD ratesThe chart below highlights the best promotional CD rates currently available. Note that these offers frequently change ...
Here are some of the one-year CD rates offered at popular online banks: Marcus by Goldman Sachs: 4.30% APY Barclays Bank: 3.75% APY BMO Alto: 4.50% APY LendingClub: 4.10% APY Bread Savings CD: 4.10% APY While you may be able to find higher rates elsewhere, FNBA also holds its own...