Find a high yield CD account from Discover. Compare online CD rates and choose the best CD term to reach your financial goals. Open a CD online today.
Three Year Certificates of Deposit (CD) rates from online banks are often above average if you are willing to open and manage your account using the Internet. Three years is an intermediate term for CDs and banks will often pay you a bit more of a premium to keep your money locked in ...
CD Rates CD rates, or Certificate of Deposit rates, are the rates of interest which are offered by banks and credit unions for time deposits. CD interest rates are similar to savings accounts interest rates except that “CDs” have a specific fixed term, and usually a fixed interest rate. ...
USAA has just five physical locations but is nationally available online. The easiest way to bank with USAA is online through its website or mobile app. Alternatives to USAA Bank CDs Other high-interest CDs: Many of USAA Bank CDs are not very competitive. Check thebest CD ratescurrently avai...
CIT Bank and Bread Savings, because applying for the CDs online was really easy, and they offered mobile apps—I’m one of those people who checks their financial accounts frequently, if not daily. I’d keep accounts with both of them (assuming the rates are good when the two terms end...
In turn, APYs on competitive CDs increased to levels not seen in years. However, throughout 2024, banks lowered CD rates as they anticipated Fed rate cuts amid cooling inflation and signs of a weakening job market — and APYs on competitive CDs have continued to decrease in the wake of ...
Fixed interest rates (a good thing when rates are high) Can't touch CD funds until the term is up (a good thing so you're not tempted to spend) Different CD types allow you to have options, such as bump-up CDs (for raising your rate), no-penalty CDs (for easy withdrawals), add...
Not available for escrow accounts or public funds. Fees may reduce earnings on the account. CD accounts will renew for the same standard Fixed term CD account with our current rate and default term for that CD product. Rates subject to change without notice and may vary by market. Bank may...
Online banks typically offer higher rates than traditional brick-and-mortar banks, sometimes by a full percentage point or more. Creating a CD ladder allows you to take advantage of higher rates while maintaining some access to your money. With this strategy, you divide your money among CDs ...
CD rates can vary widely. Shop for options available everywhere, not just at your current bank. Leverage online tools to aid in your search. How Much Do I Need to Open a CD? Each bank and credit union establishes a minimum deposit required to open a CD. Sometimes a bank will set a ...