A“CD ladder” is when you open several CDs with different maturity dates. It’s a smart way to build on earnings as your high-yield CDs mature. Learn how. We make it easy to get started 1 Enter some basic information to get started. 2 Make a deposit now or come back later—whate...
Find the latest High Yield CD rates offered by Ally Bank. No hidden fees and no minimum balance required. Get started today. Ally Bank, Member FDIC.
Online-only banks: Because they don’t bear the cost of maintaining branches, banks operating entirely online commonly offer competitive APYs on CDs and high-yield savings accounts. Credit unions: As not-for-profit organizations, credit unions often share their profits with members in the form of...
Find a high yield CD account from Discover. Compare online CD rates and choose the best CD term to reach your financial goals. Open a CD online today.
IRA CD Rates Account TypeMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield 18 Months$500.004.38%4.47% 3 Years$500.001.05%1.05% 5 Years$500.001.25%1.26% 18 Month Variable Rate1$500.004.21% 4.29% Rates effective as of January 7th, 2025. Early withdrawal penalties may apply....
Marcus by Goldman Sachs High-Yield CD rates 6 months: 4.10% 9 months: 4.30% 1 year: 4.25% 18 months: 4.00% 2 years: 3.80% 3 years: 3.75% 4 years: 3.75% 5 years: 3.75% 6 years: 3.75% Capital One 360 certificates of deposit CD APY 12 month 4.00% CD APY 36 month 3.50% ...
The best CD rates can potentially outshine regular savings account rates … and can sometimes even beat high-yield savings account rates, depending on your financial goals. Even better: With a CD account, you lock in a fixed APY (annual percentage yield)1 for a set period of time that can...
Annual percentage yield 3.00% – 4.50% Min. deposit to open $500 Term 3 months - 5 years Why Quontic Bank? Quontic Bank offers six terms of CDs, ranging from three months to five years, that require $500 to open. The rates for all six terms are very competitive. ...
One of the reasons you might want to consider a CD over a high-yield savings account is because savings accounts have variable APYs, and with a CD you lock in the rate the day you open the account. This can be good if you open an account when interest rates are high. It's not so...
CDs, on the other hand, pay interest at fixed rates, meaning the rate is guaranteed to remain the same for its entire term.2. Money market accounts (MMAs)Like high-yield savings accounts, money market accounts are a more liquid alternative to CDs that grant rapid access to funds as ...