Some banks have promotional CD rates, even some of thelargest banks. There might be certain restrictions on these CDs. For instance, you might have to bring money from outside the bank to be eligible for this APY. Promotional CDs may renew at a different term and at a different APY. (...
At competitive online banks,CD rateswill generally follow changes in Treasury yields. They might also follow other factors such as the rates set by competitors and the bank’s need for deposits. In thecurrent rate environment, 12-month CDs are one of the most competitive terms for high yields...
(CD). For example, if the rate is 5.50% for a 1-year CD, the bank or credit union will pay you 5.50% in interest on your money for keeping it in the account, untouched, for 12 months. If you deposit $1,000 in that account and keep it there for 12 months, you will earn $...
See More CD Rates Why we picked First National Bank's 5-year CDThough First National Bank of America’s minimum opening deposit requirement may be steep for some, it provides one of the most generous APYs on our list, coming in at 3.83%. The...
Is a 1-Year CD Right for You? "We got two 1-year CDs because the interest rates were better than what we were earning on our savings accounts. It was very simple to sign up and only took a few minutes at the bank. The time frame for the CD was good; short-term worked for us...
Regions Bank, Revolut, Salem Five Direct, Sallie Mae Bank, Santander Bank, SchoolsFirst Federal Credit Union, Security Service Federal Credit Union, Securityplus Federal Credit Union, Self-Help Credit Union, Service Credit Union, SoFi, State Employees’ Credit Union of North Carolina, Suncoast Credi...
While your current bank might not offer the best CD rates, there are banks and credit unions offering stellar rates on CDs and share certificates, regardless of where you live. Here are a few examples from around the country: Top CD rates by term length The takeaway If you’re looking ...
Best CD rates of January 2025 Alliant Credit Union: Earn up to 4.15% APY Ally Bank®: Earn up to 4.10% APY Barclays®: Earn up to 4.15% APY BMO Alto: Earn up to 4.30% APY Bread Savings™: Earn up to 4.50% APY LendingClub: Earn up to 4.25% APY Marcus by Goldman Sachs®...
Best one-year CD rates of January 2025 Best for high APY: CIBC Bank USA - 5.66% APY Best from a big bank: Marcus by Goldman Sachs® - 4.20% APY Best for no minimum deposit: BMO Alto - 4.50% APY Best for a large deposit: Popular Direct - 4.40% APY Best from a credit union: ...
"One site provides a daily scan of CD rates in the US. It can be found at https://bankcd.com." USA Today's USA Weekendmagazine: "To find the best CD rates nationwide, consult the Bank-CD Rate Scanner for rate comparisons from thousands of FDIC-insured U.S. banks." ...