The best certificates of deposit (CDs) pay almost four times the national average. Below, you'll find our partners' CDs and rates—from banks, credit unions, and other financial institutions that use partner banks—so you can find the best short- or long-term CD and lock in a great inte...
the more banks are typically willing to pay on deposits—and the opposite is true when rates are low. Although it’s not an exact science, you can expect that as the Fed raises or lowers its rates, banks and credit unions will
Compare the Best Five-Year Online CD Rates from FDIC insured banks. Compare 5-Year Certificates of Deposit by APY, minimum balance, and more.
All the CDs on our list are from banks insured by the FDIC (or NCUA for credit unions). This means if the bank or credit union fails, the federal government protects your money up to $250,000 per depositor, per ownership category. High-Yield CD Rates - Up to 4.17% APY No fees $...
association to become a member if you don't meet other eligibility criteria (e.g., you don't live in a certain area or work in a certain kind of job), we exclude credit unions whose donation requirement is $40 or more. For more about how we choose the best rates,read our full ...
Banks and credit unions offera wide range of CDsto fit different financial needs. Take some time to consider which type of CD is best for you. Traditional CDs are the most common type of CD, and they earn a fixed APY for the entire term. These CDs usually don’t allow you to add ...
Banks and credit unions offera wide range of CDsto fit different financial needs. Take some time to consider which type of CD is best for you. Traditional CDs are the most common type of CD, and they earn a fixed APY for the entire term. These CDs usually don’t allow you to add ...
All the CDs on our list are from banks insured by the FDIC (or NCUA for credit unions). This means if the bank or credit union fails, the federal government protects your money up to $250,000 per depositor, per ownership category. High-Yield CD Rates - Up to 4.17% APY No fees $...
The best 3-year CD rates The best 5-year CD rates Our methodology To determine which certificates of deposit (CDs) offer the best return on your money, CNBC Select analyzed dozens of CD accounts offered by online and brick-and-mortar banks, including large credit unions. We found that the...
theFederal Reserveaggressively hiked thefederal funds ratebetween March 2022 and July 2023, raising the benchmark rate to its highest level in 22 years. That's important to savers because when the fed funds rate rises, banks and credit unions increase the interest rates they're w...