You’ll earn even higher rates when you invest $10,000 or more. You may use your balance to qualify for Premier Checking. On select CDs, you may have interest deposited directly into your checking or savings account. CDs are available for both business and personal customers. Individual ...
Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.
CDs CD rates CD IRA rates No penalty CD rates Min. term length Max. term lengthReset Sponsored offers These are sponsored offers rated highly by us for competitive rates, fees, and minimums.Learn more. CD Marcus by Goldman Sachs CD Member FDIC 4.5 APYas of Dec 8 4.10 % Min. deposit...
In December 2024,inflation was 2.9%, while the top APY offered across all CDs was 5.50%.14CD rates reached historic highs in 2023 as a result of the Fed's rate-hike policy to cool inflation, which had reached 9.1% in June 2022.15CDs can help you combat inflation by paying you interest...
Today, that’s no longer the case. Most CDs still have fixed rates, but more and more are more flexible. Known as raise-your-rate or bump-rate CDs, they allow you to take advantage of rising interest rates by raising your rate at least once during the term. ...
When interest rates are high (and you expect they may fall soon), it can be a good idea to put some money in a CD to lock in those high rates. Alliant Credit Union, our top pick for CD rates, offers CDs with up to 4.30% APY with terms ranging from three months to 60 months ...
Bank of America IRA CD rates Term length APY Minimum deposit Fixed-rate 6 months to 120 months 0.03% $1,000 Featured-rate 7-month CD 4.15% $1,000 Featured-rate 10-month CD 3.80% $1,000 Featured-rate 13-month CD 3.00% $1,000 Featured-rate 25-month CD 2.00% $1,000 Featured-rate...
Editor’s take: Synchrony offers competitive rates for its high-yield CDs. It also offers specialty CDs, including no-penalty, IRA and bump-up CDs, but terms are limited. Synchrony doesn’t require a minimum deposit or charge monthly maintenance fees. But keep in mind that if you open a ...
See CD rates by term and type Compare the best rates for various CD terms and types: Best CD rates overall. Best 3-month CD rates. Best 6-month CD rates. Best 1-year CD rates. Best 3-year CD rates. Best 5-year CD rates. Best no-penalty CD rates. Best IRA CD rates. How do ...
Explore Five Star Bank’s CD and IRA rates. Start maximizing your savings potential and get closer to your savings goals today!