After declining in 2024 as the Federal Reserve cut rates, average CD yields have stabilized in early 2025 thanks to the central bank hitting pause on more rate changes—for now. Today’s best CD rates yield up to 4.50% annual percentage yield. If you choose to open an account today, you...
Today’s best CD rates: Earn up to 4.50% Today’s highest CD rate of 4.50% is offered by Quontic Bank, Bask Bank, and Bread Savings bank on their CDs lasting less than one year. Fortune monitors the top rates offered by leading U.S. financial institutions to help readers obtain the ...
U.S. Bank's CD rates vary based on terms and types. The interest rate and APY are subject to change at the bank's discretion and may vary daily. Once your CD reaches the end of its term, you may withdraw your funds without penalty during the grace period. Otherwise, it will automati...
See current CD interest rates from Chase. Certificates of Deposit accounts earn a guaranteed interest rate, while keeping your dollars FDIC-insured.
Open onlineOpens a new window CDs are a safe, stable savings option that allows you to build a predictable investment return to achieve longer term goals. With convenient online account opening in less than 3 minutes and the personal attention you’d expect from a local bank, starting to save...
Best CD rates of May 2025 Alliant Credit Union: Earn up to 4.30% APY Ally Bank®: Earn up to 4.00% APY Barclays®: Earn up to 4.00% APY BMO Alto: Earn up to 3.15% APY Bread Savings™: Earn up to 4.50% APY LendingClub: Earn up to 4.10% APY Marcus by Goldman Sachs®: ...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ...
Experts agree that the Fed is unlikely to change interest rates yet, but cuts may come later in the year, so it might be wise to lock in today's rates. Here are some of the best CD rates you can get now. Bank APY Term Minimum Deposit OMB 4.65% 7 months $1,000 DR Bank 4.65...
Best Certificate of Deposit (CD) Rates May 4, 20253 Months 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months Savings MMA Checking Deposit Accounts 5.00% Plus Bank Product APY Min Dep IAM Federal Credit Union 12-Month CD 5.25% $1,000 Agility ...
*Indicates the highest APY offered in each term. To view our lists of the top-paying CDs across terms for bank, credit union, and jumbo certificates, click on the column headers above. Where Are CD Rates Headed in 2025? In December, the Federal Reserveannounced a thir...