未偿还贷款或债务(Outstanding Credit)- 记录所有未偿还的贷款或债务,包括联名贷款和商业贷款等。 特别关注账户(Special Attention Account)- 这些账户被金融机构视为需要特别关注的未偿还贷款或债务,并已采取特殊措施以收回款项。 信贷申请(Application for Credit)- 记录所有待审批或在过去12个月内已获批准的信贷申请。
CCRIS报告主要有三种信息: 未还清的贷款或债务(Outstanding Credit):记录了借款人所有还未还清的贷款或债务,包括联名贷款和商业贷款等。 特别关注账户(Special Attention Account):这些账户被金融机构归类为需要特别留意的贷款或债务。金融机构会对这些账户采取特殊措施,以便收回款项。 信贷申请(Application for Credit):记...
Application(s) for Credit: All applications approved in the previous 12 months and pending applications for the borrower. It is a false misconception that the CCRIS report only contains negative credit information. The report only contains credible and factual data provided by the participating financi...
The report is divided into two main areas i.e. the Outstanding Credit, where it displays all your existing credit facilities, and the Application For Credit, which shows all the loan application you made in the past 12 months, whether it was Approved, Pending or Rejected by the bank. STATU...