With a life settlement, you sell your life insurance policy to a person or life settlement company in exchange for cash. How You Can Access Cash Cash-value life insurance, such aswhole lifeanduniversal life, builds reserves by amassing excess premiums plus earnings. These deposits are held in...
Permanent life insurance (i.e. whole life or universal life) provides your beneficiary a death benefit as long as you live. It also accumulates cash value that you withdraw or borrow against during your lifetime. It has a level, higher premium than term insurance. Boomer:If I am age 60 ...
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