Imagine that you are giving your consumers short-term unsecured loans when you permit them to pay for your goods and services in arrears. That is a wonderful business idea. Instead of purchasing, consider leasing Think about renting rather than purchasing furniture, equipment, automobiles, real ...
» MORE: Business loans for bad credit Offer collateral A borrower who offers collateral— an asset such as equipment, a vehicle or real estate — may find it easier to get approved by a lender. Lenders look to minimize the chances that a loan won’t be repaid. They assess risk based...
Morton Glantz, in Navigating the Business Loan, 2015 Abstract For many small- and medium-sized firms, short-term or working capital loans are used to acquire seasonal assets and are repaid at the end of the cycle by converting inventory and accounts receivable into cash. Seasonal firms are tra...
The fight for deposits prompts loan pricing squeeze Competition for deposits is influencing pricing decisions on commercial loans. However, the major cash-management banks insist that they have maintained both deposit levels and lending rates. Paul Golden, November 16, 2023 Treasury Technology will...
2022. The relationship between board characteristics and social responsibility with firm innovation. European Journal of Management and Business Economics. ahead-of-print. [Google Scholar] [CrossRef] Sola, Cristina Martínez, Pedro Juan García Teruel, and Pedro Martínez Solano. 2010. Corporate cash ...
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Stay home; go about your business, and the companies that issue loans will consider your application, which will take you just a few minutes to complete. From anywhere in the state, you can apply, the main thing is access to the network. Among the prerequisites: you must be an adult ...
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Ant Group’s credit business, for example, has reduced traditional bank loan review and disbursement times from months to three seconds. (2) Through financial product innovation, digital finance can provide enterprises with diversified financing options, broaden their financing channels, provide ...
8 Companies that applied for a loan guaranteed by the state or the deferral of tax and social security payments in France and companies that applied for the Corona loans from KfW, the German state-owned investment and development bank, are restricted from distributing dividends (Müller and ...