Choose a card with an intro APR offer period that matches how much time you need to pay off your balance. The best balance transfer cards offer a 0 percent intro APR on transfers for 18 to 21 months, but a shorter time frame can still be a good choice, depending on the balance. Lo...
Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
Further Transfers: If you still have a balance at the end of the interest-free period and you cannot pay it off in full, you might consider applying for another balance transfer card to extend the 0% interest benefit. However, aim to clear the debt as quickly as possible to avoid falling...
0% for 21 months on balance transfers; 0% for 12 months on purchases Regular APR 17.24% - 27.99% variable Balance transfer fee 5% of each balance transfer; $5 minimum. Balance transfers must be completed within 4 months of account opening. ...
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Once you’ve moved debt onto a card with a 0% period in effect, it’s critical to make your payments on time every single month. If you’re late, the card issuer could cancel your 0% promotion, and you’ll be back to paying sky-high credit card interest rates on your debt. Playi...
0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days Regular APR 18.24%-28.24% Variable APR Rewards breakdown 1.5x Points per $1 spent on all purchases. Card details Earn unlimited 1.5 points per $1 spent on all purchases, with no ...
The account is compatible with Zelle if you use the smartphone app (not the desktop platform). However, just note that when I've sent or received ACH transfers or direct debits with this account in the past, I have found myself waiting 3 to 4 business days every time. So make sure to...
0% APR Credit Cards Some cards offer a 0% introductory annual percentage rate on balance transfers, new purchases or both. Keep in mind that the introductory periods for balance transfers and purchases can sometimes differ, so make sure you're getting exactly what you need when you apply for...
Introductory 0% APR for your first 15 billing cycles on purchases and on balance transfers made within 60 days of account opening. Regular APR 19.24% - 29.24% variable Balance transfer fee Intro fee of 3% of the amount of each transaction make with 60 days of account opening. After that, ...