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The financial credit crisis that began in 2008 has forced millions of people to search for alternatives to handling their credit card debt because the solution of the past, refinancing your debt, is all but gone! It has become increasing clear to the average person that if you just continue ...
While credit card debt relief isn’t the only option, it’s an excellent choice to pay off your debt in as little as 24-48 months. Before Lindsay decided that debt relief was right for her, she considered bankruptcy and making minimum payments. But, according to her, “If I wa...
U.S. credit card debt hit a record $930 billion with younger Americans having the highest delinquency rate. Select breaks down some tips on how you can pay off credit card debt.
You could also give a credit card debt consolidation agency a try. Their job, usually for a small fee, is to reduce your debt with each credit card issuer and arrange for lower interest payments. Just be sure the company you choose is legitimate, otherwise you could end up in a worse ...
By consolidating your credit card debt, you could obtain a lower interest rate than you pay on your current credit cards. Not only will that save you money, but you could use those savings to pay your debt down faster. You could also use some of your savings to create anemergency fundif...
Most US credit card holders revolve high-interest debt, often with substantial liquid and retirement assets. We model separation of accounting from shopping allowed by credit cards, in a rational, dynamic game. When the shopper is more impatient than the accountant, selling assets to repay debt ...
Credit card debt is a type of unsecured liability that is incurred through revolving credit card loans. It greatly affects your credit score.