It pays for damages to another vehicle, another structure or injuries to a person if you are at fault. Collision coverage. Collision coverage covers damage to your vehicle if you’re in an accident. It does not cover a vehicle or an object you may have hit. Comprehensive coverage. This ...
So if you put in aftermarket headlights, but have an engine issue, the components are not related so the fault would not be due to the aftermarket part. It’s tricky though as it depends on the dealership, some dealerships will give you a hard time and others wont. I know my A4 was...