There could be a number of reasons why your insurance is expensive. The most obvious is if you’ve been in one or more at-fault accidents or filed multiple claims. But even if you have a stellar driving record, your premium could increase if your credit score dropped or if you’ve move...
Is my totaled car covered by insurance? If an at-fault driver totals your vehicle, that driver’s insurance company will normally pay for the damage caused by the accident. But what if the other driver was uninsured, or what if you caused the accident? This is where your own car insura...
If, god forbid, my car was totaled in an accident, I'd buy another Focus. In a heartbeat. I'm that impressed with this car.Anyhow, whatever you decide to buy, good luck with it!peace gladichecked Member Posts: 93 December 2000 If you use quality parts but you can't put ...
Collision coverage: Pays for damage to your vehicle after a collision, no matter who is at fault. Your collision deductible determines how much you will be responsible for paying toward a claim. Collision coverage is not required by law, but it may be required by your lender if you are fin...
Not-at-fault accidents will stay on your record for u… Sep 29, 2018 Perris, CA What happens if the repo guy damaged my car? I'm sorry for the difficult situation. If the towing company damaged your vehicle, then they would be responsible for paying for the damage. Because your ...
It’s important because this determines if I’mat faultand how much they’ll pay after I cover mydeductible. Sometimes, fixing the car costs more than it’s worth—this is what they call “totaled.” If that happens, how much money I get back depends on myinsurance coverage details. Kee...
At some point, you may also need to meet with an insurance adjuster, who will evaluate the claim and assess the damages. Whether it’s you or the other driver who caused the accident, the person found to be at fault may ultimately be responsible for their own losses and the losses of ...
Is your car insurance premium impacted if you’re not at fault in an accident? Learn this and more to understand what no-fault insurance is and how it works. Car insurance for new drivers Understand the best way to insure young or new drivers in Canada. ...
New York is a no-fault insurance state. As such, the law requires drivers to purchase personal injury protection (PIP). With PIP coverage, you can file a claim against your own insurance policy if you are injured in an accident, regardless of who was found at fault. In at-fault states...
If the accident wasn’t your fault, and the claim is going through the at-fault party’s insurance company, you’ll be given a rental or other form of temporary transportation, regardless of your own insurance coverage. But if you want to err on the side of caution, includetemporary trans...