Is my totaled car covered by insurance? If an at-fault driver totals your vehicle, that driver’s insurance company will normally pay for the damage caused by the accident. But what if the other driver was uninsured, or what if you caused the accident? This is where your own car insura...
There could be a number of reasons why your insurance is expensive. The most obvious is if you’ve been in one or more at-fault accidents or filed multiple claims. But even if you have a stellar driving record, your premium could increase if your credit score dropped or if you’ve move...
This coverage could be crucial for covering medical expenses, lost wages or other costs associated with injuries from a car accident, regardless of who is at fault. Collision coverage: Although not always required, collision coverage can be important if you’re in an accident with another vehicle...
At some point, you may also need to meet with an insurance adjuster, who will evaluate the claim and assess the damages. Whether it’s you or the other driver who caused the accident, the person found to be at fault may ultimately be responsible for their own losses and the losses of ...
Gap insurance:This optional coverage pays the “gap” between the amount you owe on your lease or loan and the vehicle’s value that the insurance carrier will pay out if your minivan is totaled. This keeps you from having to pay a hefty out-of-pocket bill if the minivan is totaled ...
Collision coverage: Pays for damage to your vehicle after a collision, no matter who is at fault. Your collision deductible determines how much you will be responsible for paying toward a claim. Collision coverage is not required by law, but it may be required by your lender if you are fin...
If the other person was at fault for the accident, your insurance company may seek reimbursement from them later. Repairs Through the Other Driver's Insurance Company You also can try to get the other person's insurance company to pay for the repairs, assuming they were at-fault. The ...
Not-at-fault accidents will stay on your record for u… Sep 29, 2018 Perris, CA What happens if the repo guy damaged my car? I'm sorry for the difficult situation. If the towing company damaged your vehicle, then they would be responsible for paying for the damage. Because your ...
The insurance payout was enough to replace my totaled vehicle with a newer-model used car. Opting for less coverage can lower your premium, but in Washington, where car insurance rates are typically below the national average, some drivers may prefer to keep full coverage. Lisa Green, ...
Personal injury protection (PIP): Pays for your damages and injuries after a collision, regardless of who is at fault. Since it doesn't include collision and comprehensive coverage, a non-owner policy doesn't entirely replace rental car insurance. But it could cut down on the amount of cover...