Under this law, you must buy a minimum amount of insurance to cover any damage that is caused to others – including property damage. If you cause an accident, then your liability insurance will pay for the repair or replacement of the other driver’s car, but it will not cover the cost...
While property damage liability insurance pays for damage to someone else's vehicle or property following an accident,collision coveragepays for damage to your own vehicle or property. That can include damages caused by a collision with another vehicle or hitting a stationary object, such as a tre...
Property damage liability $50,000 per accident Personal injury protection $100,000 per accident Uninsured motorist bodily injury $100,000 per person $300,000 per accident Collision deductible $500 Comprehensive deductible $500 Other profiles
Lost wages: time off work or diminished earning capacity. Pain and suffering: physical and emotional trauma. Loss of consortium: loss of companionship or support if you lost a loved one. Property damage: to fix or replace your car. Car accidents are tough, but with the right lawyer, you d...
Massachusetts is a no-fault car insurance state, meaning that each party pays for their own medical care, lost wages, and child care through personal injury protection, regardless of who was at fault. The at-fault party, however, is still responsible for all of the property damage....
You can choose multiple types of coverage but not all of them are "optional." Liability coverage for bodily injury and property damage is required by law in just about every state. This covers you if you injure another individual when you're behind the wheel or if you cause damage to thei...
Minimal coverage refers to a bare-bones policy that carries only the state-mandated insurance limits. Typically, this includes onlybodily injury and property damage liabilityat the lowest limits allowed, but depending onstate coverage requirementscan also include other coverage types, such as personal ...
an attorney may be able to help you recover maximum compensation for all of your medical expenses, lost earnings, property damage and any other losses or expenses you are dealing with. This can make all the difference in your ability to move on with your life and build a secure financial ...
Florida is one of about a dozen states with a no-fault insurance system. The state requires residents who register a vehicle to carry a minimum of $10,000 of personal injury protection (PIP) coverage and $10,000 of property damage liability coverage. If you are involved in a car accident...
Property damage liability insurance: Covers the cost of collision damage to other vehicles and properties in an accident you caused Personal injury protection (PIP): Covers your medical expenses and lost wages as a result of an accident, regardless of who’s at fault ...