If your car is registered in Texas, you're obligated to buy insurance from a carrier licensed to sell products by the Texas Department of Insurance. Not all carriers are created equal throughout the state. There are companies that are good about paying claims and there are companies that have...
The insurance must be issued by a company licensed by the Texas Department of Insurance Have continuous coverage on a vehicle even if it is inoperable or not being driven. Comprehensive Insurance: This protection covers events such as falling objects, vandalism, and fire. ...
Uninsured or underinsured drivers: According to the Texas Department of Motor Vehicles, roughly 20% of current drivers in the state do not have vehicle insurance. This type of coverage will help to protect you in the event that you or your property suffers from damages caused by these drivers...
No, insurance companies must abide by Texas laws and they’re regulated by the Texas Department of Insurance (TDI). The TDI oversees the rates insurance companies charge. Also, Texas has laws that prevent insurers from charging excessive rates which could provide a long-term profit that’s unr...
Self-Insurance Texas allows self-insurance for motor carriers. Carriers must apply and submit materials to the Texas Department of Motor Vehicles to prove they have an adequate net worth and have established an insurance program. Otherwise, you can prove you have $55,000 in cash or get a pers...
Compare the cheapest car insurance quotes in Texas from State Farm, GEICO, Allstate and more. Quotes updated February 2025
Make sure your student takes a driver education course approved by the Texas Department of Public Safety, because insurers give discounts for such efforts. Add your student to your own auto insurance policy rather than taking out a new one. Encourage your student to get good grades, because thi...
The only time that you cannot be charged more than you were quoted is if the agent misrepresented pricing intentionally to get your business. If this happens, you have the right to file acomplaint for misrepresentationthrough the Texas Department of Insurance so that you can help other consumers...
21-year-old drivers with DUI convictions will likely experience a premium surcharge for about two years. In Texas, drivers with DUI convictions are required to obtain anSR-22certificate on top of their insurance. This certificate must be filed by your insurer with the Texas Department of Motor ...
Lowering the Cost of Dallas Car Insurance through Anti-Theft Programs The Dallas Police Department has been in force more than 120 years. It is comprised of 3,623 officers and 556 civilians. Between the Dallas Auto Theft Unit and Texas statewide programs encouraged to reduce auto theft, there ...