Will an accident increase my insurance premium? How long does an accident stay on your driving record? Why do insurance rates go up after an accident? Can I prevent my insurance rates from going up after an accident? How can I lower my car insurance rates after an accident?
Car insurance providers determine their rates based on how much of a risk they consider you to insure. The safer a driver you are, the lower your rates will usually be. Because of this, your rates will usually go up if you get in an accident. Insurers see an accident as an indication ...
If you're in an accident that's not your fault, the other driver's insurance (or your uninsured motorist coverage) will pay for repairs to your vehicle. But if your car is damaged in an accident that's deemed to be your fault, or by a natural disaster, you'll need to rely on you...
However, in the event of an accident, your motorcycle insurance premium may increase if you were responsible for a car accident. This is because insurance providers view individuals involved in accidents as a higher risk, charging higher premiums to compensate for it. However, the extent to which...
» MORE: How much does car insurance increase after an accident? Mileage Low-mileage drivers often get cheaper car insurance, because less time on the road means fewer opportunities for an accident. Low-mileage drivers may also save by choosing pay-per-mile insurance, which tracks how many ...
What is the best insurance for a bad driving record, and how do I find it? How long does a speeding ticket stay on your driving record affect car insurance rates? How does accident forgiveness work with State Farm insurance? What is adverse driving exemption, and how does it affect ...
A hit-and-run accident can be both frightening and financially devastating. If you are the victim of a hit-and-run in South Carolina, you may have to file a claim with your own insurance company for damage or injuries—which could increase your premium, even though you are not at fault...
Car insurance can affect you in surprising ways—from impacting your privacy to draining your wallet. Learn what to look out for and how to get the best coverage.
How much insurance is enough? What are the top companies in your state? What is gap insurance and do you need it? Everything you need to know.
Standout benefits: Travelers offers both accident and minor violation forgiveness, as well as a decreasing deductible that rewards safe driving. [ Jump to more details ] Best for customer satisfaction: State Farm State Farm Auto Insurance Learn More Cost The best way to estimate your costs is ...