Minimum coverage cost per month, on average $36 Why it's the best: Out of the 30 companies we looked at to find the best car insurance in Texas, State Farm is the cheapest top-rated company based on NerdWallet's January 2025 analysis. Our analysis showed that the average rate for mini...
According to Quadrant Information Services, Texas Farm Bureau has the cheapest auto insurance for Texas drivers. You’ll find the rest of the top five cheapest auto insurers in the Lone Star State and their minimum- and full-coverage rate estimates in the table below. ...
Thecost of car insurance in Texasaverages about $1,715 annually. Full coverage premiums are $2,051 per year and minimum coverage is $789 per year. Auto insurance rates in Texas fall about 7 percent higher than the national average. However, we have seen annual auto insurance rates as low...
Car insurance is a requirement in almost every state, but it’s not enough to simply have proof of insurance. Each state has its own minimum coverage amount that all drivers are legally required to carry. Is car insurance required? Traditional car insurance is not legally required in every ...
Additional car insurance coverage to consider in Texas While state minimum car insurance requirements allow you to drive legally in Texas, it’s not the only coverage available to you. You can increase your liability limits for more financial protection and add additional types of coverage to your...
Texas Car Insurance Minimum Requirements Like most states, in the state of Texas every person who drives or owns a registered vehicle must have a required minimum amount of auto insurance coverage. The TX state minimum auto insurance requirements are as follows: Bodily injury liability per person ...
There are several states, like Michigan, Minnesota and New Jersey, where drivers are required to carry liability and personal injury protection coverage. Below are the coverage types that are often required with minimum car insurance: Bodily injury (BI) liability: If you cause an accident with ...
In California, the required minimum coverage is 15/30/5; in Illinois, it’s 25/50/20; Florida 10/20/10; Texas 30/60/25. Many people carry nothing more than the state-mandated minimum. This can be a problem, however, particularly if you have a significant amount of assets. While the...
Is there a high rate of uninsured drivers in Texas? You'd think that drivers would buy at least a minimum amount of coverage to avoid some of the serious penalties that are enforced for being without insurance. Unfortunately, many Texans still choose to put others at risk by driving with ...
Minimum car insurance in each state The table below lists the minimum car insurance required in each state. Each state’s minimumliability car insurancelimits are expressed as three numbers separated by a slash, indicating the liability coverage requirements for bodily injury liability per person, bod...