New Jersey car insurance laws are designed to protect drivers financially and ensure that everyone on the road has adequate coverage. Understanding and complying with these regulations is crucial to avoid penalties and make sure you’re financially covered in case of an accident. Here’s what you...
The key words are “intentionally exposes.” Unless you’re actively trying to be seen, getting biz-zay in a parked automobile is actuallycompletely legalin New York. So, if you’re under cover of night, not pressing anything against a window, on your own property, etc., its essentially u...
s vehicle.New York car insurance lawsrecently required all insurers to include SSL coverage on all private passenger auto policies. SSL can pay formedical paymentsto the spouse if they are injured in a car accident where their partner was the at-fault driver. For example, this coverage could ...
Known for its progressive laws, Massachusetts is one of the few states to ban car insurance pricing discrimination based oncredit scoresand gender. In other words, those with bad credit won’t get higher rates than those with good credit, all else being equal. The same is true of women and...
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Car insurance is mandatory in California and highly recommended for your protection due to the state’s stringent traffic laws and heavy fines for uninsured drivers. In order to protect themselves financially in the event that they cause harm to another person or property, the state mandates that...
It gets better. The age of your car matters. If it is new, the likelihood of new OEM parts being used is high. If it is ten years old, low. The laws in some states take that into consideration. If you want to pay more to use all-OEM parts, or to pick and choose which OEM ...
When the policy term is up, an insurer can choose not to renew it, meaning you’d have to find insurance elsewhere. There generally are separate laws regarding nonrenewal. Here are the cancellation laws for the states listed above. California Notice of cancellation; Grounds (a) A notice of...
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Car Insurance Laws State laws can affect car insurance laws. Ceratin laws, like windshield, fraud, and statute of limitations, determine how insurance is filed in the event of a loss. How State Laws for Insurance are Determined Nevada insurance companiesmust file rates for approval prior to use...