New Jersey car insurance laws are designed to protect drivers financially and ensure that everyone on the road has adequate coverage. Understanding and complying with these regulations is crucial to avoid penalties and make sure you’re financially covered in case of an accident. Here’s what you...
s vehicle.New York car insurance lawsrecently required all insurers to include SSL coverage on all private passenger auto policies. SSL can pay formedical paymentsto the spouse if they are injured in a car accident where their partner was the at-fault driver. For example, this coverage could ...
Known for its progressive laws, Massachusetts is one of the few states to ban car insurance pricing discrimination based oncredit scoresand gender. In other words, those with bad credit won’t get higher rates than those with good credit, all else being equal. The same is true of women and...
The key words are “intentionally exposes.” Unless you’re actively trying to be seen, getting biz-zay in a parked automobile is actuallycompletely legalin New York. So, if you’re under cover of night, not pressing anything against a window, on your own property, etc., its essentially u...
Insurance companies often reward responsible drivers who have a clean driving record. By consistently adhering to traffic laws and avoiding accidents, you demonstrate to insurers that you are a low-risk driver. This can result in lower premium rates and potential discounts. Additionally, some insuran...
It gets better. The age of your car matters. If it is new, the likelihood of new OEM parts being used is high. If it is ten years old, low. The laws in some states take that into consideration. If you want to pay more to use all-OEM parts, or to pick and choose which OEM ...
In the state of New York, especially in New York City, vandalism and theft are commonplace. Because of this, nearly all auto insurance companies will offer some form of discount to New York customers that pay for an anti-theft device to be installed in their cars, such as a car alarm,...
Alaska's Safety Laws DUI Laws Marijuana-Impaired Driving Laws Distracted Driving Laws What else do you need to know about Alaska? Alaska Car Insurance: The Bottom Line Frequently Asked Questions How can I compare car insurance options in Alaska? What factors should I consider when comp...
Car Insurance Laws State laws can affect car insurance laws. Ceratin laws, like windshield, fraud, and statute of limitations, determine how insurance is filed in the event of a loss. How State Laws for Insurance are Determined Nevada insurance companiesmust file rates for approval prior to use...
Now, for that minimum coverage. New Hampshire does not require drivers to have auto insurance; it is one of three states in the country that don’t.However, as the State of New Hampshire Insurance Department writes,“New Hampshire Motor Vehicle Laws do not require you to carry Auto ...