while others are at-fault states, or tort states. Contrary to what some believe, living in a no-fault state does not mean that no one is considered at fault in an accident. No-fault refers to how your or the other driver’s car insurance kicks in when there is an accident, specifical...
The average cost of car insurancevaries between statesfor many reasons, like accident and claim frequency, the cost of labor and vehicle parts, vehicle theft frequency and even road conditions. Thecoverage levels you choosealso play a significant role. Here, we cover the two most common coverage...
people here pay more on average for automobile insurance policies than other areas of the country. Getting the information you need about how each state fairs can have an impact on where you decide to move next, especially if you are looking to be between the border of two states or are ...
Insurance The best car insurance in California for 2025 Mercury, Horace Mann and USAA are among our top picks for auto insurance in the Golden State. Updated Fri, Jan 10 2025 5:08 PM EST Liz Knueven Click here to view interactive content ...
The only two states that don’t require car insurance are New Hampshire and Virginia. Drivers in Virginia can pay the state $500 a year in lieu of car insurance, but that cost does not provide coverage in the event of an accident. While car insurance is not mandatory in either state, ...
Known for its progressive laws, Massachusetts is one of the few states to ban car insurance pricing discrimination based oncredit scoresand gender. In other words, those with bad credit won’t get higher rates than those with good credit, all else being equal. The same is true of women and...
State: Insurance regulations and risk factors vary from state to state. As a result, there can be a dramatic difference in the average insurance rates between states. Deductible: In most cases, you can choose the deductible amount in your insurance policy. This is the amount you are responsibl...
Gap InsuranceGuaranteed asset protection (gap insurance) helps cover the difference between the amount you owe on your vehicle and its actual value if it is totaled or stolen. Risks of getting minimum coverage Purchasing minimum coverage will get you a more affordable premium, but it puts you at...
That is the second-worst among all 50 states.#1 (tied) – TexasWe have a tie for our number one state with the worst drivers between Texas and New Mexico. In Texas, the worst category was careless driving, followed by speeding.In the careless driving category, Texas’s pedestrian death ...
To get comparative insurance rates for this study, U.S. News worked withQuadrant Information Servicesto analyze a report of insurance rates in all 50 states from most of the largest national car insurance companies, though not every company operates in every state. Quadrant obtained publicly availa...