Why is car insurance so expensive? There’s no single answer for the cost of car insurance. Inflation does factor into it, but it’s not the only thing makingcar insurance more expensive. For the past several years, insurance companies have been facing high loss ratios, meaning they are pa...
Florida requires PIP because it is a no-fault state, meaning drivers involved in an accident must file a claim with their insurance company even if they’re not at fault. Property damage liability coverage helps pay to repair or replace other people’s property you damaged in an accident, ...
Some car insurance companies allow you to purchase accident forgiveness endorsements, meaning your first at-fault accident won’t cause your premium to rise as long as it meets certain criteria, so you may want to see if your company offers this as an option. If you don’t have accident ...
Cheapest car insurance for drivers with bad credit in Dayton, OH Drivers with bad credit usually pay higher insurance rates than drivers with good credit. Certain states don’t allow insurance companies to use this information, but Ohio is not one of those states, meaning your credit is fair ...
Is Rental Car Insurance Worth It? In many cases, it would be cheaper to increase your own insurance limits for a year than to buy rental car insurance for a two-week vacation. To put these prices in perspective, even if you have a full-coverage policy with high limits, you probably pay...
The average cost of car insurance in Tennessee is $1,205 per year for full coverage policies. State-minimum coverage averages $425 per year. On average, teen drivers pay $3,881 per year for car insurance. How much does car insurance cost in Tennessee?
Now that you understand the insurance requirements, let’s talk about Texas driving laws. Fault System Texas is an at-fault state, meaning that the at-fault party pays for both property damage and medical expenses. If each of two parties is partially at fault, they can split the costs by...
The average cost of full coveragecar insurancein Wisconsin is $1,109 per year. Wisconsin drivers enjoy lower rates than the national average, but there are still ways for drivers in the Badger State to save additional money on their car insurance. ...
Researchers Hack and Disable a Car via an Insurance Dongle The celluar-enabled OBD-II dongle used by your car insurance company to track your mileage could be used to remotely disable your vehicle. By Fox Van Allen on August 12, 2015 ...
A mileage limit, meaning that you will be limited to a certain number of miles per month or per year. Be aware, if you decide to have a black box installed in your car you might not have to adhere to rules like the above.This is wholly based on the black box insurance policy you ...