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PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car. PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you...
but car makers are so keen to get consumers to take out PCP deals that they often offer ‘deposit contributions’ of around £1500 and lower interest rates than you’d get with other forms of finance. In fact, at the time of writing, some car makers were offering PCP deals with suc...
Target Price cost per month£185Target Price£14,132The deal48 months' PCP finance with 4.9% APR. Limit of 8000 miles per year Not so long ago, the Hyundai i10 played second fiddle to the rival Kia Picanto city car market. Now, however, the tables have turned, and it's the i10 ...
Personal contract purchase (PCP) plans are innovative and increasingly popular forms of car finance. PCPs are inherently more complex than established financing options. The present study used experimental behavioural science to explore consumers' comprehension of PCP plans and scope for beneficial ...
Using the PCP Calculator you are able to: Produce an unlimited number of PCP quotes and comparisons in only a few clicks. Access a variety of guides that will help you understand PCP Finance Deals. An Introduction to PCP The most common loan agreement that is taken out to fund car ...
With PCP car deals, you can also terminate your contract early once you’ve paid 50% of the loan amount, although this may incur an additional fee. Can you modify a financed car? If you have fully repaid your finance and are the legal owner of the car, you are free to modify it....
Kia Finance PCP With PCP finance, you pay for a portion of the vehicle's upfront sale price over several years. Once the contract ends, you can take ownership of a car on PCP or return it to Kia with nothing further to pay (subject to mileage and fair wear and tear). At the ...