There are plenty of dealerships with “buy here, pay here” signs that claim they can finance anyone regardless of their credit scores. It might sound like a good deal, but make sure the terms are reasonable. Interest rates of 20% to 30% are not uncommon, and you can rest assured comp...
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The credit on an HP agreement is secured against the car, so it’s similar to dealer finance in that the only the car can be seized if you default on the payments. If you need to sell the car before the end of the agreement, you’ll have to repay the outstanding debt first – and...