A balance transfer involves moving debt from one account to another. And a balance transfer credit card is any card account where that debt is moved. This guide offers a step-by-step look at the balance transfer
Consolidate Debt:If you have multiple credit cards with outstanding balances, a balance transfer allows you to consolidate all your debts into one account. This can make it easier to manage your payments and keep track of your overall debt. Instead of juggling multiple due dates and interest rat...
One of the primary considerations when initiating a balance transfer is the balance transfer fee. This fee is typically calculated as a percentage of the amount being transferred and is added to the new card’s balance. While some credit cards offer promotional periods with waived or reduced bala...
Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you QuicksilverOne Rewards Purchase & Transfer APR: 29.74% variable APR Cash Advance APR: 29.74% variab...
You'll pay a fee for the transfer. Most banks charge a transfer fee to move over your balance. Many Capital One credit cards have no balance transfer fee. But when there is a promotional balance transfer APR, Capital One usually has a transfer fee of 3% of the balance you're transferri...
Capital One Personal Cards Find more credit cards from Capital OneFind more credit cards for Personal(Compare up to 5 cards)Compare Capital One Venture Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 29.24% (Variable) $95...
Capital One is removing the free airport lounge access benefit from two of its credit cards. Starting Jan. 1, 2025, the Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business* will no longer grant cardholders two free visits every year to Capital One and Plaza Prem...
Capital One Travel Premier Collection The Premier Collection provides premium Capital One cardholders a suite of exclusive, elite-like benefits when staying at hundreds of luxury hotels around the globe from brands like Small Luxury Hotels, The Leading Hotels of the World, Six Senses, 1 Hotels, ...
Compare Credit Cards You can compare cards side-by-side, plus get info about rewards, points, interest rates, and how to apply — all in one place. Start Comparing Cards
The 0% intro APR can make the VentureOne card a good balance transfer option, too, though keep in mind the 3% balance transfer fee it comes with. On the downside, the card is recommended for consumers with "good-excellent" credit. According to Capital One, this means you've never declar...