If you claim 0, you shouldexpect a larger refund check. By increasing the amount of money withheld from each paycheck, you'll be paying more than you'll probably owe in taxes and get an excess amount back – almost like saving money with the government every year instead of in a savings...
or APYs have been on the way down since the Federal Reserve cut interest rates at its last two meetings. And with another rate cut on the table for December, they're likely to fall further. You can still earn up to 4.75% APY with today'sbest CDs, but the sooner...