Homeowners insurance is a must, whether you’re just moving in or you’ve paid off your house. While the government doesn’t require it, most mortgage lenders do. Along with meeting your lender’s requirements, homeowners insurance can help you protect one of your biggest assets. Here are ...
Another one of the home changes that can affect homeowners insurance is when you update parts of your home that contribute to maintaining it, increasing safety, etc. When your home improvement project is oriented towards updating critical components in your home, such as the roof, the heating ...
Homeowners insurance protects or aids you if an incident happens. Yet the best days are when nothing goes wrong, and life is easy for everyone.Smart home devicescan be your first line of defense against things that could cause your home harm. Recommended Videos Of course, smart home accessorie...
Bankruptcy Can Rob Your Ability to Get Homeowners Insurance
Insurance companies have the right to non-renew policies for various reasons. These reasons could include a change in the company’s underwriting guidelines, an increase in risk associated with your property, or a history of filing excessive claims. Non-renewal can also occur if you fail to mee...
When you refinance your mortgage, you’re taking out a new home loan to pay off your current one. Many borrowers refinance when their circumstances change, or when doing so will help them save money.Change your interest rate typeA common reason why homeowners refinance their mortgage multiple ...
“How soon can you refinance a mortgage?” is a question many homeowners ask. The decision should be based on your current financial situation and future objectives. Verify your refinance eligibility. Start here (Jan 8th, 2025) “What’s most important to focus on is, what are the monthl...
Even if you're in a city that's more affordable, the reality is that living alone can be costly. So here are some tips to make solo living more manageable. There are definite benefits to being single, like living on your own terms and spending your nonworking hours doing ex...
Yourhomeowners insurancewill probably cover the financial losses, but it won't compensate you for the time and stress of making your home more secure or having it rebuilt. It also cannot replace any personal or sentimental objects. While not exactly damage, your tenant could introduce bedbugs, ...
Homeowners insurance claim:Ahomeowners insurance claimshould be your first line of defense against damage and destruction. But, before filing a claim with your insurer, look at your policy to see if the damage is covered, understand your deductible and consider how many claims you have filed in...