If you meet the standards, you’ll be able to write off all your direct expenses (office furniture, equipment, computers, etc.) and a proportion of your indirect expenses (rent, mortgage interest, utilities, homeowners insurance, etc.) Let’s say you calculate your workspace represents 5% of...
Homeowners insurance can be a hot issueDon DeBat
Here are six steps to try if you can’t afford your homeowners insurance. Be proactive If you’re not sure you can make your next homeowners insurance payment, reach out to your agent or insurer as soon as possible — ideally before your policy lapses. Although there may be a grace perio...
Homeowners insurance may or may not cover legal fees, which can mount quickly. In short, there is only one sure way to avoid legal trouble, lawyers say. Make sure there is never underage drinking on your property—period. Tags: food and drink Read More Galleries America 2024 The Best ...
Insurance costs took off during the pandemic and more frequent natural disasters don't help. CBS News New York's Vanessa Murdock shares specifics about what every homeowner can do today to better protect themselves.
Financial advisors can help you figure outhow much home you can realistically affordwhile navigating theimpact of interest rates and other economic factorson your monthly mortgage payments. They can answer the many questions you’re bound to have about homeowners insurance, escrow and ways to boost...
Insurance is all about transferring risk you can’t handle yourself—it’s not a savings or investment plan. Make sure you have plenty of liability coverage through your auto and homeowners insurance policies. Getting life insurance is a must if someone else depends on your income, but only pu...
Proof of homeowners insurance Copy of your current mortgage statement Government-issued identification Having your current photo passport or driver’s license readily available will make it easier to compare lenders and submit your application. Step 2: Compare lenders and offers Once you have your docu...
Florida lawmakers passed an insurance reform bill in May 2022 that includes several provisions to help slow the spiral of the market. The provisions included setting up the My Safe Florida Home Program, which provides grants to help Florida homeowners strengthen their homes against damage. Additiona...
Homeowners who installed solar panels, geothermal heat systems, and wind turbines in 2020 and 2021 may receive a tax credit worth up to 26% of the cost.18In August 2022, Congress increased this credit to 30% for installations carried out between 2022-2032. There is no maximum amount that ...