Plum seems very keen to get its customers to open an investing account. I received a notification to learn more about Plum’s investing options within just 24 hours of opening my account. Plum pension You can invest in Self Invested Personal Pension (SIPP) too through Plum. You can open th...
Again, L&G didn’t have the product I wanted; they were offering exposure to mid and longer-term bonds, but I wanted a short-term bond fund.” For stocks and shares trading outside the tax-efficient wrapper of a self-invested personal pension (Sipp), Natekar has opted for US firm Int...
For my part, I use a mix of ISAs and pensions. But I’ve begun to favour the latter with new money as I’ve inched closer to the age when you can access a private pension, and also as the old pensionconstraints were loosened. A tax-efficient investment strategy is not too taxing H...
I agree a CF of 12:1 is really very poor value for money. However, the overall tax situation should not be overlooked. As I read the numbers given above (for age 60 retirement) if DH does not take the PCLS from his DB scheme (FSS & CARES) his SIPP will become what I call a ...