the entire balance belongs to you. If not, the plan administrator will deduct unvested employer match contributions and the balance will shrink. Regardless, you have the right to decide what to with the plan once you leave the company. If you do not qualify ...
Can he roll over his annuity into my 401k to pay back the loan? Thank you. Hersh Stern (ImmediateAnnuities.com) 2015-03-27 12:39:02 Hi Kerri- I think what you are asking is whether he can transfer money to your 401k tax-free. First, let's assume your husband's annuity is ...
First-time annuity buyers often ask this question: "If I change my mind can I cancel my annuity and get my money back?"A variation would be: "If I needed money for an emergency could I close my annuity and get some or all of my premium back?"The...
The same small, incremental changes that can help you enjoy a secure retirement can work for your entire financial life. Add a few bucks beyond the minimum payment when paying off credit card debt or student loans and that can knock months, or possibly years, off the time it takes you to...
This means that for every $100,000 in my portfolio, my annual fees would be $120. If the fees stopped there, I would consider this reasonable. However, the fees didn’t stop. The entire 401(k) portfolio was subject to an additional .48% annual fee levied by the plan to cover ...
I had only started maxing out my 401K when I got my first 6-figure job in 2001. My divorce had taken a financial toll on me. And we had spent a ton on travel, thinking Nick’s death was imminent. We had run up credit card debt. My 401K sat at $350,000, and I had $80,000...
Take care of your belongings. If you value and watch over your stuff with care, it will last longer, saving you money and saving you time by having to replace it in the near future. 15. They Take Emotion Out of Investing As I write this, the Dow Jones has just plunged 1,175 points...
What we’re seeing lately is Trump being Trump, no shocker there. Since all I care about is that the Democrats win, my thoughts are all about the unexploited opportunities being handed the Democrats to take Trump out. The statement you cite from the Butler rally, for ex...
‘s weird. Take my layout: two 4K displays, one in portrait mode, complementing a high-res Surface Laptop screen. That means that an entire 4K screen’s worth of information is stored in a snapshot a little larger than a postage stamp. Does that snapshot hide the result you’re ...
As I sat in church Sunday I focused on not touching my face. For an entire hour. It was exhausting. I didn’t hear a word of the homily. The more I tried not to touch my face, the more I wanted to do it...