More choices for timing– When the money is in a rollover IRA, rather than a 401(k), you can pretty much add to the account and move money between funds whenever you want (when the market is open to trade that is). With a 401(k) you pretty much add to the account when you are...
based on your individual situation, it may be advantageous to own multiple retirement accounts. If you leave one job that had an SEP IRA and move to another job with the same plan, you may have a reason to keep your money in the old plan. ...
Following your advice in earlier posts, I’ve decided to (a) invest my 401k entirely in stocks since I’ll be working for 15 to 20 more years and can use my paycheck to weather any market downturns; and (b) select Vanguard index funds as they are the lowest expense ratio and offer ...