Bonds are subject to inflation risk, as anyone who bought a US Treasury bond paying 1.3% in 2021 can tell you. When inflation peaked at 9.1%, that investor would have effectively lost 7.8% on their money. An investment that loses 7.8% in a year doesn’t sound risk-free to me — and...
Do stores lose money on returns? Processing a return can cost retailers as much as 39% of the original price, according to a 2023 report from logistics technology company Optoro6. This high cost is one reason why some retailers, like Amazon and Walmart, occasionally allow customers to...
In 2005 a company in charge of repairing electric transmission towers made a deal with guerrilla militants to demolish the towers. This company thrived, because the attacks were attributed to guerrilla groups, who commit these attacks often. However, the number of attacks increased significantly, ...
Guest Blog Post: Boppy’s Rules of Money and Investing Welcome back readers! (Yes, both of you.) I know it’s been a while, but life has been… well, life. Today marks this site’s first ever guest blog, featuring the words of wisdom of my father-in-law, the one and only Boppy...
If you value and watch over your stuff with care, it will last longer, saving you money and saving you time by having to replace it in the near future. 15. They Take Emotion Out of Investing As I write this, the Dow Jones has just plunged 1,175 points, and $4 trillion has been ...
Take short breaks throughout your workout (as needed) and remember you’re investing in yourself. How should I reward myself for meeting personal weight loss goals? Rewards for hittingvarious weight loss goalsare highly personal, so there is not a “best” way to reward yourself for losing ...
But before you dive headfirst into the mortgage application process, there are a few things I wish someone had told me. Trust me, these insights will save you time, stress, and potentially even money in the long run. From understanding hidden costs to navigating debt-to-income ratios and ...
To strike a balance between growth and security, start by making sure you have enough money stashed in relatively liquid, relatively stable investments—such as money market accounts, CDs, or high-quality short-term bonds—to cover at least a year or two of living expenses. Divide the rest ...
Would you prefer riskier investments that may gain/lose more money, or would you prefer safer investments that may not grow as much? Very broadly speaking, stocks/equities are riskier forms of investments compared to bonds. An investor usually sets a portfolio allocation to divide their portfolio...
If a stock's demand sinks dramatically, it will lose much (if not all) of its value. The main factor determining the demand for a stock is the quality of the company itself. If the company is fundamentally strong, that is, if it is generating positive income, its stock is less likely...