Ahome equity loanis a second mortgage for a fixed amount at afixed interest rate. The amount you can borrow is based on the equity in your home, and you can use the funds for any purpose. This option can be ideal if you have a specific large expense or debt to pay off. It also c...
The IRS's short-term payment plan gives taxpayers up to 180 days to settle their debt. It does carry a failure-to-pay penalty of 0.5% a month and interest will accrue on what you owe until the balance reaches 25% of the total due. You can still get on a payment plan if you won'...
on behalf of my mother. When I balked, I was told that I had no standing to ask how the money was being spent. Over time, the guardians depleted her estate. Every time they wrote a check to themselves, they claimed, “It is in the best interest of the ward.” These lawyers ...
on an old division order is just the wrong thing to do. It's also problematic when you're buying property. And I have a client who's doing this right now against my sound and inexpensive advice because you don't know that the seller owns 100% of the working interest and is therefore...
May 2023: So this is what happened. Admitted to Pantai. Cause? Acute gastroenteritis due to food poisoning. No big deal really but doctor did abdominal CT scan + endoscope on me. I'd lying if 0Comments Insurance Claim Breakdown (latest) ...
I do not want to live in a country where a small, radicalized and extremist group of unelected, lifetime-appointed ‘judges’ can chose to take away rights that they don’t like because of their religious beliefs. These ‘originalists’ claim their reasoning is based on the fact that the...
We will periodically monitor our Social Security benefits. Given the long time frame until we are eligible to claim benefits and the political uncertainty around Social Security, we won’t factor these benefits into our plan. Instead, we’ll consider benefits we eventually receive as a bonus and...
By the Bankruptcy filing, the UNITED STATES TRUSTEE now owns the multi=million dollar claim for Dean Sallas’ marital property interests stolen from he and his wife by the ultra vires actions of persons guilty of financial elder abuse. The fact that the crimes were committed in the Courthouse,...
While you may qualify for a mortgage sooner, it’s a good idea to wait two years following the bankruptcy to apply, as you’ll likely get better terms, including a better interest rate. Remember that even a small difference in an interest rate can have a huge effect on both your ...
After you complete the paperwork, you learn that you have signed over five to 10 years—or all—of your pension payments to the company.1Then you learn that the interest rate on the loan is upwards of 100% after all the fees.1You also find yourself in a highertax bracketfor the year ...