For some people, sticking with a traditional IRA or SEP IRA might be a better strategy than rolling the funds into a Roth IRA. This may be true if: You're near or in retirement and need your traditional IRA to cover your living expenses. Your converted assets may not have time to reco...
More than 34 million Americans choose Medicare Advantage for better care at a lower cost than Fee-For-Service Medicare. But two straight years of Medicare Advantage cuts have left seniors feeling squeezed, with millions experiencing plan closures, higher costs, and reduced benefits. Seniors are alre...
The card has a monthly fee of $4.95. Even if you dont have a bank account, you still have options if a paper check lands in your hands. Youre offline. One of the first things I did was to fill out the P85 form on the Gov UK website. under NL or UK, Adding company car via p...
The amount of PTC Iactuallyreceive is $795 per month (the $37 difference is due to a technical detail, but I promised to keep us out of the weeds). Suffice it to say that, effectively, I am receiving the maximum PTC allowed for a single filer my age. My Plan The health plan I u...
comes back to, “No, what are YOU doing about health insurance?” I have to admit, I haven’t found a satisfactory solution for medical insurance that I’m confident will work for the next 20+ years until we reach Medicare eligibility. We’re winging it,planning one year at a time. ...
Both my parents are gone, but this case is still ongoing. The lawyers are demanding one-third of my father’s estate. My father had an estate plan which provided a lifetime trust for my mother, but this was overturned in a judge’s chambers. They also filed aright of electionagainst ...
Of course these rates change over time depending on prevailing market conditions. But once your rate is determined it won’t change. It’s a fixed rate. And you can knock 0.5% off your interest rate if you make payments via auto-debit. Please note that the 6.45% rate shown above include...
These are important issue to consider before hiring any credit repair company. There is so much bad publicity about this industry, I thought it made sense to get out the Pilgrim microscope and take a look at Lexington for myself. What follows is a deep dive into the world of Lexington ...
As I have thought about the next chapter in my book should I be so fortunate as to become FI and RE, I have been pondering how I might be able to focus some energy on how to help try to improve and change the health system. I have no expertise in this area, but apparently nor ...