“You must find a trustee or custodian for the IRA along with an approved depository. Then you need to buy the approved gold or other precious metal and have it transferred to the depository in a way the custodian can account for it,” he explains. You will know which company you can...
A state-by-state analysis of IRAs as exempt property from bankruptcy and debtors can be found here. The take home message is there are some asset protection benefits to staying in a work sponsored retirement plan, particularly if it is an ERISA qualified plan. They are beyond my scope of ...
I had only started maxing out my 401K when I got my first 6-figure job in 2001. My divorce had taken a financial toll on me. And we had spent a ton on travel, thinking Nick’s death was imminent. We had run up credit card debt. My 401K sat at $350,000, and I had $80,000...
I’m like, oh, when did I buy this? But, but this conversation is such a great example of how many things we all have in our life. And I don’t wanna get all Marie Kondo here, but like, I. There’s so much stuff that we have that seemed like a another sentence. My husband...
If I needed to borrow money my first stop would be Upgrade. I would do that because based on what I’ve seen, they should be able to deliver loans faster and cheaper than the competition. Let me tell you why I think this way. First, they build and use a technology platform aimed to...
the case of huge losses caused by property damage or catastrophes. With the coinsurance clause in place, businesses who would like to save money and avoid further expenses by going for lesser insurance would be encouraged to insure the property at the value of its replacement cost or near it....
the case of huge losses caused by property damage or catastrophes. With the coinsurance clause in place, businesses who would like to save money and avoid further expenses by going for lesser insurance would be encouraged to insure the property at the value of its replacement cost or near it....
I’ve thought about becoming an Airbnb host before but have always had cold feet. The idea of having strangers, I mean guests, in my house that I don’t really know makes me nervous. I imagine that most guests are trustworthy and leave with a good experience for you and them, but ...
As the father of three youngish adults, I spend too much time speculating about the things I’ve done as a parent that have contributed to any unhappiness. What I’ve concluded is that whatever is wrong, it’sa little my fault but mostly theirs. I think failure to vote is an example ...
If owning real estate but managing the property sounds painful, consider a partner likeArrived Homes. They allow people to buy shares of rental properties in profitable areas of the country, sit back and earn income (and property appreciation). ...