The card has a $99 annual fee. From time to time we see offers that waive the fee for the first year but that isn't the case this time around. You'll have to pay that $99 fee straight away in order to get your big bonus. How Far Can 70K American Miles Take You? American ...
The Scotiabank card comes with 6 lounge passes/yr, so if you travel a fair bit, that might make up for the annual fee. As well, if you have a business account with them, they will waive the annual fee (but only for one card). I got the Fido Mastercard to replace the Amazon Visa...
There are some benefit and term changes that card issuers must provide advanced notice of, including annual fee changes and APR changes that differ from the ones outlined above. Card issuers must provide at least a 45-day notice before changing these terms, according to the CARD Act. Earlier ...